Join Cedar Point

Members earn higher dividends and pay lower rates

When looking to join a credit union, you want the best. One that’s focused on you and your family’s financial needs. One that cares about its employees and about giving back to the community. One that makes financial decisions locally—not in some remote corporate office.

Cedar Point Federal Credit Union® meets all those criteria. As the sole community credit union headquartered in Southern Maryland, we remain dedicated to providing our members with outstanding financial products and services.

Why become a Cedar Point member?

• Access a full range of financial products and services
• Earn better interest on checking accounts
• Pay lower interest rates on loans
• Pay fewer and lower fees
• Enjoy exceptional customer service
• Benefit from our community support initiatives
• Access financial education and resources
• Enjoy member perks such as discounts on insurance products

Become a Member

Join Today

You can become a Cedar Point member by applying online, or by stopping by any branch location near you.

When applying in-person, a Member Service Representative will be happy to assist you.

Here’s what to bring:

• A valid state-issued photo ID (such as a driver’s license or passport) with a current address
• Your Social Security number
• A deposit of $5.00.

This $5.00 is your "share" in the credit union. It must stay in your account, but is yours to take if you should ever choose to close your account.

If your ID does not have your current address, please bring proof of your address, such as an MVA change of address, utility bill, mortgage bill, lease agreement, or recent bank statement. The membership application must be signed in the presence of a Cedar Point employee or a notary public.

Become a Member

Find a Branch

Rates and Fees

Cedar Point Federal Credit Union® strives to offer services that meet the financial needs of every member, and to return the profits from those services to our member-owners in the form of higher dividends and lower rates. We endeavor to offer these services with low or no fees wherever possible. Learn more about our fees by reading the Fee Schedule. Business members can also learn more about our Business Account Fees.