Boat and RV Loans
Get a great rate ahead of your journey
Whether you travel by land or water, Cedar Point Federal Credit Union® will help you get great financing so you can enjoy your recreational journey.
With rates as low as 6.50% APR* for boats and 7.15% APR* for RVs, it’s a great time to seek financing. With just a few clicks, you can apply online and receive a response within minutes.
Rate information is accurate as of June 1, 2025.
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 60 months | 6.50% | $19.57 |
| 84 months | 7.00% | $15.09 |
| 120 months | 7.50% | $11.87 |
| 144 months | 8.00% | $10.82 |
| *CPFCU will finance up to 90% of purchase price. We cannot finance negative equity. Minimum loan amounts apply. See Boat & RV Loan Rates for details. | ||
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 60 months | 7.50% | $20.04 |
| 84 months | 8.00% | $15.59 |
| 120 months | 8.50% | $12.40 |
| 144 months | 9.00% | $11.38 |
| ‡Based on NADA average retail value under 25 foot. Based on 85% of Fair Market Value (Marine Survey) over 25 foot. †Loan applications for pre-owned boats under 25 foot must be accompanied by a current picture of the boat. Loan applications for pre-owned boats 25 foot and over must be accompanied by a current picture of the boat & a marine survey done by a licensed surveyor. Minimum loan amounts apply. See Boat & RV Loan Rates for details. | ||
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 84 months | 7.15% | $15.17 |
| 120 months | 7.40% | $11.82 |
| 144 months | 7.65% | $10.63 |
| 180 months | 7.90% | $9.50 |
| *CPFCU will finance up to 80% of purchase price. We cannot finance negative equity. Minimum loan amounts apply. See Boat & RV Loan Rates for details. | ||
| Term | APR as low as | Monthly Payment per $1000 |
|---|---|---|
| 84 months | 8.15% | $15.66 |
| 120 months | 8.40% | $12.35 |
| 144 months | 8.65% | $11.18 |
| ‡Up to 100% of NADA wholesale value. Minimum loan amounts apply. See Boat & RV Loan Rates for details. | ||
Discover the better option between loans
In addition to the calculated monthly payments, annual percentage rate (APR) offers a good apples-to-apples comparison between loans. APR takes into account the varying discount points, closing costs and fees that are typically added into the loan amount and financed over the term of the loan. If the fees are paid "out-of-pocket" then the APR will be the same as the stated interest rate. Use this calculator to help determine the best loan option for you.
