Who We Are

Dedicated to our members and community

Cedar Point Federal Credit Union® was organized in August 1945 for the purpose of “promoting thrift among its members and to provide a source of low-cost credit.” As a member-owned, not-for-profit, community-based financial cooperative, our purpose is to provide financial advice and a high-quality line of financial products and personalized service while maintaining and building an adequate capital base.

We work to communicate the unique role of member-owned financial cooperatives to our members, our legislators, and our community so they can understand the benefits of credit union membership. We endeavor to help every member achieve financial self-sufficiency and success through educational programs focused on the value of saving and maintaining good credit.

Cedar Point operates in compliance with the laws and regulations that govern the credit union movement and with our mission statement.

Become a Member

Words We Live By

Our Vision: To be the primary financial solution for all our members’ unique needs.

Our Mission: We enrich lives through the offering of comprehensive financial solutions.

Our Brand Promise: We turn goals into realities by providing financial solutions with integrity, honesty, and outstanding service.

Our Core Values:

Transparency through open communication, technology, and education
Empowering individuals to seek out financial solutions
Accountability to our members, our community, and our team
Motivation to make a difference in our members’ lives

We’re Committed to our Members

Service: Cedar Point strives to offer services that meet the financial needs of every member and to return the profits from those services to our member-owners in the form of higher dividends and lower rates. We endeavor to offer these services with low or no fees wherever possible.

Education: Cedar Point is committed to actively advocating the credit union difference at all levels of government and in other appropriate public forums. We participate in various local, state and national cooperative activities. We will work to build and strengthen the credit union movement by providing support and encouragement to others within the movement.

Our biannual newsletter, the "Communicator"
Free seminars offered in Calvert, Charles and St. Mary’s counties, and presented by staff with a wide variety of financial expertise.

Member Involvement: Cedar Point is committed to the democratic principles that are the basis of the credit union movement. We encourage the involvement and participation of all our members.

Our Board of Directors is comprised of member volunteers who have been nominated by our members and duly elected during our Annual Meeting. This meeting takes place in a Southern Maryland venue so that all our members can participate. An open discussion at the annual meeting gives our members an opportunity to voice their interests and their concerns.

Equal Opportunity: Cedar Point is an Equal Opportunity Employer. We endeavor to always hire the most qualified staff to meet the needs of our members regardless of race, sex, religion, age, national origin, color, marital status, or any other status protected by state and/or federal laws.

Cedar Point is an Equal Opportunity Lender.

Community Involvement: Cedar Point believes that the credit union philosophy of "People Helping People" extends not only to our members but also to our community. We believe in banding together to help one another, member to member.

Meet Our Board of Directors

Our Board consists of nine directors who each hold three-year terms. All of our directors are members who volunteer their time once a month to serve the credit union.