Welcome to our new website! Click here to learn more and download a guide. All Cedar Point Branches along with our call centers will be closed on Thursday, June 19, 2025 in observance of the holiday. We will open for regular hours on Friday, June 20, 2025.

Seminars

Financial Education Opportunities

We’re committed to providing financial education for all ages

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Locations

Conveniently located throughout Southern Maryland. Find your closest branch.

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What are my new business startup costs?

Before you launch a new venture, you should take the time to estimate the total capital that will be needed. Startup costs are divided into two main categories: one-time startup costs and recurring monthly expenses. Depending on when you expect to receive payments for your goods and services, it may be wise to begin with several months of working capital. Use this calculator to help discover and estimate your total business startup costs. Be sure to only include those items that are essential to start the business.

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Monthly Costs

One-Time Fixed Costs

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